Become a Homeowner
Since 1989, we have helped numerous individuals and families achieve strength, stability and self-reliance through shelter.
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At Habitat, we believe that everyone deserves a safe, affordable place to call home.
Statistics tell us:
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1in 4 households in the U.S. pays more than 30% of their income for housing
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Those same households have difficulty affording food or clothing. ​
If you find yourself asking how you too can become a Habitat homeowner, scroll down to review the qualifications and complete the screening.
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Qualifications
1
Need
Potential homebuyers might be dealing with poorly made, unhealthy or inadequate housing; unaffordable rent; homes inaccessible for their disabilities or damaged by natural disasters, or have other shelter needs.
2
Ability To Pay
Habitat offers homebuyers an affordable mortgage. Their mortgage payments cycle back into the community to help build more affordable homes.
3
Willingness to Partner
Habitat homebuyers put in hundreds of "sweat equity" helping build their own home and the homes of others in the program. This might also include classes in personal finances, home maintenance and other homeownership topics.
2026 INCOME GUIDELINES
Use these charts to determine if you meet the income guidelines. Your household's annual gross (before taxes) income must be below the maximum income shown in the chart below.
Minimum Gross Annual Income Requirements: Waukesha County
Family Size
1
2
3
4
5
6
7
8
Minimum Gross Annual Income
$22,750
$26,000
$29,250
$33,000
$38,680
$44,360
$50,040
$55,720
Max Gross Annual Income
$60,700
$69,400
$78,050
$86,700
$93,650
$100,600
$107,550
$114,450
Minimum Gross Annual Income Requirements: Jefferson County
Family Size
1
2
3
4
5
6
7
8
Minimum Gross Annual Income
$23,450
$26,800
$30,150
$33,500
$38,680
$44,360
$50,040
$55,720
Max Gross Annual Income
$62,550
$71,500
$80,450
$89,350
$96,500
$103,650
$110,800
$117,950
Minimum Gross Annual Income Requirements: Rock County
Family Size
1
2
3
4
5
6
7
8
Minimum Gross Annual Income
$20,200
$23,050
$27,320
$33,000
$38,680
$44,360
$50,040
$55,7200
Max Gross Annual Income
$53,800
$61,450
$69,150
$76,800
$82,950
$89,100
$95,250
$101,400
Have Questions About Home Ownership? Let's Chat.
Phone
262-309-6025
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